Clients packed headquarters of Banco Peravia to validate savings
Superintendency of Banks has not reported when they will return savings to the clients
Amílcar Nivar
SD. Hundreds of persons - including Dominicans and foreigners - went yesterday to the principal office of the Banco Peravia of Savings and Credit, in search of the return of their savings, after having been convened by the Superintendency of Banks in order to validate their deposits, but some of those that were attended left crying, disenchanted and without hope of obtaining their money in a short time.
One lady, who apparently had some problems with her health, left the entity with her head down and did not want to speak of the treatment she received by the personnel of the Superintendency of Banks who attended her, but a young man who walked with her, also with "his spirit on the ground," answered that they had been invited to come back to these offices again in 30 days.
"Until 30 days are up one doesn't know anything, this was practically what they told us, or rather that one is up in the air," said the young man who did not want to be identified, while at the same time saying that he still doesn't know if they will return the money to the person that he was accompanying.
Likewise another woman said that she was convened and just told to come back within a week to continue with the validation process of her savings, and when she was asked, she defined the validation process as very torturous, and she said that now you can't believe in any bank, although she did consider that there are still financial entities in the country in which one can trust.
Last Saturday, the Superintendency of Banks reported the dissolution of the Banco Peravia, and since Monday savers have been coming to the bank in search of greater information on what is going to happen with their deposits.
Yesterday the people were desperate outside the Banco Peravia trying to be attended, and to have information about what will happen with their savings, and those who entered spent a long time inside.
Among the persons consulted by the Diario Libre was Guillermo Pañeda, who is the representative of a company that has a US $1.5 million certificate of deposit, and he said that he is looking at the situation and has no hope of being able to obtain all of their savings.
"The actions by the authorities have been very lukewarm; they have acted with little speed and with little efficiency. We're going to see what is going to happen now," said Pañeda.
José Ramon Moreno said the same thing as he manifested that since last July he has been asking for the return of RD$20 million, and they were never handed over.
He explained that when he asked for information from the Superintendency of Banks, they told him that they could not say anything. "This was negligence by the Superintendency of Banks," said Moreno.
In spite of the financial situation of the Banco Peravia, which moved the Monetary Board to approve its dissolution in February 2014, the auditing firm of Tejada Martinez and Associates, S. R. L., delivered their opinion regarding an audit carried out on this bank and in which no irregularities stand out.
The opinion of the auditors says: "in our opinion the financial statements mentioned present reasonably, in all its important aspects, the financial situation of the Banco Peravia of Savings and Credit, S. A. as of 31 December 2013 and its financial performance and cash flow for the year ending on that date, according with the accounting practices established by the Superintendency of Banks of the Dominican Republic, according to what is described in note #2 in the financial statements which accompany this report."
Nevertheless, now there are hundreds of persons that have their deposits stalled, because until the Superintendency of Banks validates the accounts and, even after the validation, they don't know when they will obtain their savings, because officially the entity that regulates the banks in the country has still not determined how long it will take to return the resources to the depositors of the Banco Peravia, which is in a process of liquidation.
Guarantee
The Monetary and Financial Law (183 - 02) establishes that when the liquidation begins the public's deposits in the entities of financial intermediation will be guaranteed by the Contingency Fund up to the amount of half a million pesos (RD $500,000).
District Attorney of the National District says she receives complaints
The District Attorney of the National District, Yeni Berenice Reynoso, revealed that she received several complaints against the Banco Peravia and is in the process of investigation. "Recently they have received some complaints, and immediately, because this deals with a bank, the Justice Department proceeded as usual with this type of activity, which is to communicate with the Superintendency of Banks, and through this entity and the Monetary Board, the decision was taken, since as you will understand, the investigation of a bank is not a routine investigation." Although she abstained from citing the number, she said that the complaints continued to arrive every day.
One lady, who apparently had some problems with her health, left the entity with her head down and did not want to speak of the treatment she received by the personnel of the Superintendency of Banks who attended her, but a young man who walked with her, also with "his spirit on the ground," answered that they had been invited to come back to these offices again in 30 days.
"Until 30 days are up one doesn't know anything, this was practically what they told us, or rather that one is up in the air," said the young man who did not want to be identified, while at the same time saying that he still doesn't know if they will return the money to the person that he was accompanying.
Likewise another woman said that she was convened and just told to come back within a week to continue with the validation process of her savings, and when she was asked, she defined the validation process as very torturous, and she said that now you can't believe in any bank, although she did consider that there are still financial entities in the country in which one can trust.
Last Saturday, the Superintendency of Banks reported the dissolution of the Banco Peravia, and since Monday savers have been coming to the bank in search of greater information on what is going to happen with their deposits.
Yesterday the people were desperate outside the Banco Peravia trying to be attended, and to have information about what will happen with their savings, and those who entered spent a long time inside.
Among the persons consulted by the Diario Libre was Guillermo Pañeda, who is the representative of a company that has a US $1.5 million certificate of deposit, and he said that he is looking at the situation and has no hope of being able to obtain all of their savings.
"The actions by the authorities have been very lukewarm; they have acted with little speed and with little efficiency. We're going to see what is going to happen now," said Pañeda.
José Ramon Moreno said the same thing as he manifested that since last July he has been asking for the return of RD$20 million, and they were never handed over.
He explained that when he asked for information from the Superintendency of Banks, they told him that they could not say anything. "This was negligence by the Superintendency of Banks," said Moreno.
In spite of the financial situation of the Banco Peravia, which moved the Monetary Board to approve its dissolution in February 2014, the auditing firm of Tejada Martinez and Associates, S. R. L., delivered their opinion regarding an audit carried out on this bank and in which no irregularities stand out.
The opinion of the auditors says: "in our opinion the financial statements mentioned present reasonably, in all its important aspects, the financial situation of the Banco Peravia of Savings and Credit, S. A. as of 31 December 2013 and its financial performance and cash flow for the year ending on that date, according with the accounting practices established by the Superintendency of Banks of the Dominican Republic, according to what is described in note #2 in the financial statements which accompany this report."
Nevertheless, now there are hundreds of persons that have their deposits stalled, because until the Superintendency of Banks validates the accounts and, even after the validation, they don't know when they will obtain their savings, because officially the entity that regulates the banks in the country has still not determined how long it will take to return the resources to the depositors of the Banco Peravia, which is in a process of liquidation.
Guarantee
The Monetary and Financial Law (183 - 02) establishes that when the liquidation begins the public's deposits in the entities of financial intermediation will be guaranteed by the Contingency Fund up to the amount of half a million pesos (RD $500,000).
District Attorney of the National District says she receives complaints
The District Attorney of the National District, Yeni Berenice Reynoso, revealed that she received several complaints against the Banco Peravia and is in the process of investigation. "Recently they have received some complaints, and immediately, because this deals with a bank, the Justice Department proceeded as usual with this type of activity, which is to communicate with the Superintendency of Banks, and through this entity and the Monetary Board, the decision was taken, since as you will understand, the investigation of a bank is not a routine investigation." Although she abstained from citing the number, she said that the complaints continued to arrive every day.
Amílcar Nivar
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